Climbing out of debt
Face the Debt and Pay Something!
Your website developer has issued you with an invoice for their work. Your book-keeper has sent you an email telling you the amount that you owe for the work she has done to get your accounts in order to get you to a place where because of her work you will have an...
Easy Tracking of Your Spending Patterns
In my first full-time job I used the pages of a Filofax as a diary and organising tool which came with lots of handy sheets to track money in and out. Nowadays, all types of journals and day planners exist to support you in monitoring to tracking your spending. Many...
What is Debt Doing to You?
Opening a letter from a utility company to find a higher bill than you are expecting can have a dreadful impact on you. It might literally make your throat go dry, cause your heart to race, or make you feel weak at the knees for fear of being unable to pay it....
DECLUTTER YOUR HOME
How Much Living Space Do You Really Need?
What do you do with the space and how do you use the rooms in your home? Are you living with clutter, or do you have just enough in each of the spaces that you live within? How well are you using your space at home? For us the crunch point came when we looked at what...
Too Much Stuff in Your Home?
In exploring our own situation of a house filled with 'stuff' and all the emotional issues I felt around these possessions I started to look at the themes of letting go, of discarding and living with less. You have read about the 'light switch' moment when I was about...
Living With Less
While exploring our own situation of a house filled with 'stuff' and all the emotional issues I felt around these possessions, I started to look at the themes of letting go, of discarding and living with less. I had my own 'light switch' moment when I was about to buy...
Simple Self Help
See Your Work As Service
Once you can recognise that the work you do is a service to others, that they have a need for what you offer, then the process of work becomes something else, something special. It is as if you can see in your own work the solution that others have been searching for....
Be Grateful
One of the least understood miracles of this amazing life is that you attract what you place your focus on. So if you have complaints about how things are for you, instead of seeing things improve you will notice more and more of the unpleasant stuff pile up outside...
Avoid The Commute And Keep The Focus
Within my own community there are many successful people who own and run large businesses with staff either based locally or internationally, others who have a few staff and work in the town. A characteristic shared by so many of these neighbors who are truly...